A Gift for those that Give to Others

THIS IS ONE OF THE MOST INCREDIBLE PROGRAMS - IT IS GEARED TOWARD PUBLIC SERVANTS -

*LAW ENFORCEMENT*
*FIREFIGHTERS*
*EMERGENCY MEDICAL TECHNICIANS*
*TEACHERS*
ONLY!!

The greatest gift one can offer someone is the gift of home ownership! This program makes home ownership a reality for those that give to others!

*Allows first time homebuyers in the professions noted above to acquire properties in designated areas at significant discounts
*Closing and finance costs may be included in the loan amount
*All that is required as a down payment is $100.00!!!!!!!!
*Borrower must live there for a minimum of 36 months

This really is an incredible program! Being offered to first time home buyers from our friends at Premier Mortgage Capital. Please contact the firm for additional details.
Bradley E. Arnowitz, P.A.
24/7 (305) 776.6113
ClientCare@ArnowitzProperties.com

About Bradley E. Arnowitz, P.A. & Associates

Bradley E. Arnowitz P.A. & Associates of Re/Max Beach Properties http://www.arnowitzproperties.com/ is a full-service firm providing brokerage, development, sales investment, property management, asset management, and residential services for office, multi-family, industrial/commercial, residential, and retail properties.

Bradley E. Arnowitz, P.A. has been serving South Florida with Honesty, Integrity, & Results since 2001.http://www.honestyinterityresults.com/

For more information, visit Arnowitz & Associates on the web @ http://www.arnowitzproperties.com/ or contact the firm @ Re/Max Beach Properties, 1355 Alton Road, Miami Beach, FL 33139 or Re/Max Beach Properties, 672 E. Hallandale Beach Blvd, Hallandale Beach, FL 33009

ClientCare@ArnowitzProperties.com

24/7 (305)776.6113

Morgtage Activity Jumps

U.S. mortgage applications rose last week, recovering from an almost 8-year low, as potential borrowers took advantage of a sharp drop in interest rates

The Mortgage Bankers Association said its seasonally adjusted index of mortgage applications, which includes both purchase and refinance loans, for the week ended Nov. 7 increased 11.9 percent to 425.0, up from the previous week when the reading reached its lowest level since December 2000.

Borrowing costs on 30-year fixed-rate mortgages, excluding fees, averaged 6.24 percent, down 0.23 percentage point from the previous week.

It was the largest interest rate drop since the week ended Sept. 12 when it fell by 0.24 percentage point to 5.82 percent.

Interest rates are below the peak of 6.59 percent reached during the summer, but above the 2008 low of 5.49 percent in January, according to the trade group.

Interest rates were below year-ago levels of 6.19 percent.

Treasury yields, which are linked to mortgage rates, have fluctuated sharply in recent months, causing home loan demand to shift sharply on a weekly basis.

The four-week moving average of mortgage applications, which smoothes the volatile weekly figures, was down 3.7 percent.

About Bradley E. Arnowitz, P.A. & Associates
Bradley E. Arnowitz P.A. & Associates of Re/Max Beach Properties http://www.arnowitzproperties.com/ is a full-service firm providing brokerage, development, sales investment, property management, asset management, and residential services for office, multi-family, industrial/commercial, residential, and retail properties.

Bradley E. Arnowitz, P.A. has been serving South Florida with Honesty, Integrity, & Results since 2001.
http://www.honestyinterityresults.com/

For more information, visit Arnowitz & Associates on the web @ http://www.arnowitzproperties.com/ or contact the firm @ Re/Max Beach Properties, 1355 Alton Road, Miami Beach, FL 33139 or Re/Max Beach Properties, 672 E. Hallandale Beach Blvd, Hallandale Beach, FL 33009
ClientCare@ArnowitzProperties.com
24/7 (305)776.6113

Experience is Everything

Find an Experienced Source

We invite members of the media and the general public looking for an authoritative opinion, information, or a general perspective to contact us. We are available to serve as valued advisors helping you to interpret how rapidly changing events in the Real Estate market are likely to effect you. We are committed to responding to inquiries in the most timely manner possible, we are sensitive to demanding deadlines, and we want to contribute to the best reporting possible.

We have organized categories of common topics, for your convenience. Feel free to contact Mr. Arnowitz directly or if you need help with certian topics, simply send an e-mail inquiry to Brad@ArnowitzProperties.com or call (305) 776-6113 to expedite coordination.

About Bradley E. Arnowitz, P.A. & Associates

Bradley E. Arnowitz P.A. & Associates of Re/Max Beach Properties http://www.arnowitzproperties.com/ is a full-service firm providing brokerage, development, sales investment, property management, asset management, and residential services for office, multi-family, industrial/commercial, residential, and retail properties.

Bradley E. Arnowitz, P.A. has been serving South Florida with Honesty, Integrity, & Results since 2001.

http://www.honestyinterityresults.com/

For more information, visit Arnowitz & Associates on the web @ http://www.arnowitzproperties.com/ or contact the firm @ Re/Max Beach Properties, 1355 Alton Road, Miami Beach, FL 33139 or Re/Max Beach Properties, 672 E. Hallandale Beach Blvd, Hallandale Beach, FL 33009

ClientCare@ArnowitzProperties.com

24/7 (305)776.6113

Is It Time?

The question on every one's mind seems to be is it time to buy?

I can't predict short term markets, frankly no one can. Nonetheless, suggest buying for the long term as all markets are cyclical in nature. Therefore, if making a home or condominium purchase for you or your families long-term enjoyment and future use; now may be very well the appropriate time. Keeping in mind, real value equals quality homes and condominiums, built by well known, reputable and established developers/builders. Waiting for the bottom; it may very well have passed you by....

About Bradley E. Arnowitz, P.A. & Associates
Bradley E. Arnowitz P.A. & Associates of Re/Max Beach Properties http://www.arnowitzproperties.com/ is a full-service firm providing brokerage, development, sales investment, property management, asset management, and residential services for office, multi-family, industrial/commercial, residential, and retail properties.

Bradley E. Arnowitz, P.A. has been serving South Florida with Honesty, Integrity, & Results since 2001.
http://www.honestyinterityresults.com/

For more information, visit Arnowitz & Associates on the web @ http://www.arnowitzproperties.com/ or contact the firm @ Re/Max Beach Properties, 1355 Alton Road, Miami Beach, FL 33139 or Re/Max Beach Properties, 672 E. Hallandale Beach Blvd, Hallandale Beach, FL 33009
ClientCare@ArnowitzProperties.com
24/7 (305)776.6113

A New Year - A Good Year

To my Clients, Friends and Family:

In the comming year, may your heart be light with laughter, your mind be free from worry, your days be bright with sunshine, and your life be filled with song... I wish you, my clients, friends and family a New Year filled with all the blessing of Peace, Health & Happiness.

Bradley E. Arnowitz, P.A.

http://www.arnowitzproperties.com/

Showing Signs of Life!

Home sales jumped @ the highest rate in four years as buyers begin to snap up bargains.

South Florida home sales rose at a rate not seen in more than four years amid signs that lower prices are drawing buyers back into the market place.

Inventories actually rose compared to last year and numbers need to stabilize before we see the real turn-around. However, numbers released by the Floria Association of Realtors yesterday showed existing single-family home sales in Miaami-Dade County increased by 22% and Broward sales increased 12% compared to the same period a year ago. Condominium sales were up 13% in Miami-Dade County while Broward Condo sales were even compared to a year ago.

This is the first time we've seen an increase in four years. And, South Florida's sales are in contrast to the rest of the country. Sales of existing U.S. homes fell by 2.2% even as ours continue to rise. If you are considering making a home or condominium purchase; We can help. Visit us on the web @ www.ArnowitzProperties.com

About Bradley E. Arnowitz, P.A. & Associates
Bradley E. Arnowitz P.A. & Associates of Re/Max Beach Properties http://www.arnowitzproperties.com/ is a full-service firm providing brokerage, development, sales investment, property management, asset management, and residential services for office, multi-family, industrial/commercial, residential, and retail properties.

Bradley E. Arnowitz, P.A. has been serving South Florida with Honesty, Integrity, & Results since 2001.http://www.honestyinterityresults.com/

For more information, visit Arnowitz & Associates on the web @ http://www.arnowitzproperties.com/ or contact the firm @ Re/Max Beach Properties, 1355 Alton Road, Miami Beach, FL 33139 or Re/Max Beach Properties, 672 E. Hallandale Beach Blvd, Hallandale Beach, FL 33009
ClientCare@ArnowitzProperties.com
24/7 (305)776.6113

Luxury Bank Foreclosures

LUXURY BANK FORECLOSURES

How would you like the ability to virtually choose any bank owned property utilizing the internet? View pictures and a detailed list of the property(s)that meet your criteria. Cut through the red tape and bureaucracy quickly, recieve financing and close all seamlessly!

Bradley E. Arnowitz, P.A. & Associates is pleased to exclusively present this purchase opportunity to our VIP clientele prior to them being offered for sale to the general public.

Investing in real estate or purchasing a property can often become an expensive process if one hasn’t done their homework in terms of seeking alternative money saving options. Bank Foreclosures are an oft-overlooked option that can save you anywhere from 40% to 50% off the price of traditional properties.

There are numerous bank owned properties which consist of a variety of options from single and multifamily homes, townhouses and even ocean front, luxury condominiums. Lastly, estate homes all at dramatically discounted prices.

To keep you informed of the latest foreclosures, we’ve set up a simple way to locate your property at NO cost or obligation to you. Our staff will immediately notify you of the latest properties that fit your criteria based on the price range and criteria you’ve pre-selected; complete with information and images of each listing! All that’s required is that you click on the link below.

http://www.arnowitzproperties.com/foreclosures.asp

About Bradley E. Arnowitz, P.A. & Associates
Bradley E. Arnowitz P.A. & Associates of Re/Max Beach Properties http://www.arnowitzproperties.com/ is a full-service firm providing brokerage, development, sales investment, property management, asset management, and residential services for office, multi-family, industrial/commercial, residential, and retail properties.

Bradley E. Arnowitz, P.A. has been serving South Florida with Honesty, Integrity, & Results since 2001.
http://www.honestyinterityresults.com/

For more information, visit Arnowitz & Associates on the web @ http://www.arnowitzproperties.com/ or contact the firm @ Re/Max Beach Properties, 1355 Alton Road, Miami Beach, FL 33139 or Re/Max Beach Properties, 672 E. Hallandale Beach Blvd, Hallandale Beach, FL 33009
ClientCare@ArnowitzProperties.com
24/7 (305)776.6113